In a large pot, heat oil over medium-high heat. Add the ground turkey, breaking it up with a wooden spoon. Add the onions and peppers and continue to cook the turkey and vegetables until the turkey is cooked through and no longer pink.
Add the tomatoes, beans, and spices. Bring to a boil. Reduce heat and cook on low for about 45 minutes so the flavours can combine.
Serve topped with cheese, avocados, sour cream or your favourite chili toppings.
Options: Sometimes I add some frozen chopped spinach or pureed pumpkin if I have it to this chili for extra vegetables and nutrients.